Page 4 - TruckPro-2022-Benefit Guide-FINAL

Eligibility

Spouse/domestic partner eligibility
Full-time associates who work at least 30 hours per week are
eligible for the benefits described in this guide. If your spouse/domestic partner is employed and eligible
Most benefits are effective on the first of the month following for health plan coverage through his or her job (regardless
30 days of employment. You will be eligible to participate in of whether your spouse/domestic partner enrolls in that
the 401(k) plan if you are at least 18. You will automatically be coverage), he or she is NOT ELIGIBLE for coverage under
enrolled with a 3% salary deferral in the 401(k) after meeting the TruckPro health plans. If your spouse/domestic
eligibility requirements. The following dependents are partner loses or gains access to employer-sponsored
also eligible: health plan insurance, you must notify the Human
Resources Department within 31 days.
 Your legal spouse
 Your domestic partner – A domestic partner is a person
of the same or opposite sex with whom you live in a Tobacco user surcharge
committed relationship. You and your partner will have If you and/or your spouse/domestic partner use tobacco,
to complete an affidavit. you will pay more for your medical coverage. To participate in
 Your children up to age 26 the medical plan at the non-tobacco premium cost, complete
 Your mentally or physically disabled children over age 26 the Tobacco Cessation program. See page 11 for details.
(if they depend on you for support). You will have to As a reminder: If you make any intentional false statements
provide documentation of their disability. about your tobacco use, you will be subject to disciplinary
action, up to and including termination.
Changes to your benefits

Generally, you may only make or change your existing benefit
elections as a new hire or during the annual open enrollment
period. However, you may change your benefit elections
during the year if you experience an event such as:
 Marriage, divorce or legal separation
 Birth or adoption of a child
 Loss or gain of other coverage by the employee
or dependent
 Eligibility for Medicare or Medicaid
You have 31 days from the qualified life event to make
changes to your coverage. Depending on the type of event,
you may need to provide proof of the event, such as a
marriage license. If you do not make the changes within
31 days of the qualified event, you will have to wait until the
next open enrollment period to make changes (unless you
experience another qualified life event).

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