Page 3 - 2022 US Benefits Guide FINAL
P. 3
BENEFIT BASICS
Applied pays for some of your Benefit Tax Treatment Who Pays
benefits and you share the cost
for others, as shown here. Medical and Pharmacy Pretax Applied & You
Dental Pretax Applied & You
Vision Pretax You
Health Savings Account Pretax Applied & You
Flexible Spending Accounts Pretax You
Basic Life and Accidental Death
& Dismemberment (AD&D) After-tax Applied
Insurance
Voluntary Life and AD&D After-tax You
Insurance
Short-Term Disability After-tax Applied
Long-Term Disability After-tax Applied
Accident Insurance After-tax You
Critical Illness Insurance After-tax You
Business Travel Accident After-tax Applied
Pretax or After-
401(k) Retirement Savings Plan Applied & You
tax
3
