Page 6 - 2022 US Benefits Guide FINAL
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BLUE CROSS BLUE SHIELD IL (BCBSIL)

        MEDICAL AND PHARMACY COVERAGE





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                                                       HDHP                                     PPO
          Medical Plan Provisions         In-Network         Out-of-Network        In-Network        Out-of-Network

           Semi Annual Company                      $750 / $1,250
         contribution to HSA              Contributions made on 1/15 and 7/15               Not Applicable
         (Individual/Family)

         Annual Deductible               $2,800 / $5,600     $5,000 / $10,000     $500 / $1,500      $1,000 / $3,000
         (Individual/Family)

         Out-of-Pocket Maximum
                                         $4,000 / $9,500    $10,000 / $20,000    $3,500 / $8,750    $10,000 / $20,000
         (Includes Deductible)
          Preventive Care               Covered at 100%          60% *          Covered at 100%          60% *

           Primary Care Provider             80%*                60%*              $25 copay             60%*
         Office Visit
           Specialist Office Visit           80%*                60%*              $50 copay             60%*
           X-Ray and Lab                     80%*                60%*                80%*                60%*

                                                           60%* after separate                      60%* after separate
         Inpatient Hospital Services         80%*                                    80%*
                                                             $300 deductible                         $200 deductible

         Outpatient Hospital Services        80%*                60%*                80%*                60%*

         Urgent Care                         80%*                60%*                80%*                60%*
                                                                               $200 Copay 1 - 3 Visits, $400 Copay 4-6 Visits,
         Emergency Room                                80%*
                                                                                         $600 Copay 7+ Visits

         Pharmacy Provisions              In-Network         Out-of-Network        In-Network        Out-of-Network

         Retail pharmacy (up to a 30-day supply)

         Generic                          $15 Copay*          Not Covered          $15 Copay           Not Covered

         Brand Preferred                  $45 Copay*          Not Covered          $45 Copay           Not Covered

         Brand Non-Preferred              $75 Copay*          Not Covered          $75 Copay           Not Covered

         Specialty                        $150 Copay*         Not Covered          $150 Copay          Not Covered

         Mail Order Pharmacy (90-day supply)
           Generic                        $30 Copay*          Not Covered          $30 Copay           Not Covered

           Brand Preferred                $90 Copay*          Not Covered          $90 Copay           Not Covered

           Brand Non-Preferred            $150 Copay*         Not Covered          $150 Copay          Not Covered

         Specialty                        Not Available       Not Covered         Not Available        Not Covered
        *After Deductible


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