Page 15 - Eden Housing 2022 Benefit Guide

Dental Coverage – Something to Smile About

Good dental care is an important part of your overall health. Our
dental plans through MetLife help you keep your smile healthy
through regular preventive dental care and offers coverage to fix
Find a Dentist
problems as soon as they occur. Review your dental plan options
to determine which plan is best for you and your family. To find an in-network provider,

• visit www.metlife.com
PPO Dental Plan
• Select “PDP Plus” network
• Enter the Zip, City or State
With the PPO dental plan, you may visit any dentist of your choice.
• Use the Advanced Search
Keep in mind; you’ll receive the highest coverage when you use an
option to locate a dentist
in-network provider. If you visit an out-of-network provider, you
will not benefit from discounted rates and will pay more out-of-
pocket for services.
MetLife Low Plan MetLife High Plan
Plan Features In-Network Out-of-Network* In-Network Out-of-Network*
You pay: You pay:
Calendar Year Deductible $50 Individual / $75 Individual / $50 Individual / $50 Individual /
(waived for Preventive Services) $150 Family $225 Family $150 Family $150 Family
Calendar Year Benefit Maximum $1,000 $2,000
Diagnostic and Preventive Services
Covered in Full 10% Covered in Full Covered in Full
(e.g., x-rays, cleanings, exams)
Basic and Restorative Services
(e.g., fillings, extractions, root 10% 30% 10% 20%
canals)
Major Services 40% 50% 40% 50%
(e.g., dentures, crowns, bridges)
Orthodontia
50% 50% 50% 50%
Children to age 19
Orthodontia Lifetime Maximum $1,500 $1,500
*For Out-of-Network services, members pay applicable coinsurance plus any amount that exceeds the usual, customary, and
reasonable charge.
Frequently Asked Questions
How do I find a participating dentist?
There are thousands of general dentists and specialists to choose from nationwide. You can receive a list of
participating dentists online at www.metlife.com/dental or call 1-800-275-4638 to have a list faxed or mailed
to you. A dentist can also be found through MetLife’s Mobile App.

May I choose a non-participating dentist?
Yes. You may select the dentist of your choice. However, if you choose a non-participating (out-of-network)
dentist, your out-of-pocket costs may be higher

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