Page 15 - Leona Arizona Employment Group Flipbook
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Individual Voluntary Benefits




          Leona offers a variety of individual voluntary benefits to all employees through Unum. Enrollment in these benefits is offered once
          each year in the fall. You will receive more detailed information at that time. All benefits are portable should you leave Leona.


          Whole Life Insurance                                    Accident Insurance
          Interest-sensitive Whole Life Insurance is available at an   Unum’s Accident Insurance provides benefits for covered
          affordable premium that is fixed and guaranteed for life.   accidents that occur on and off the job. A lump-sum benefit is
          Policies include features such as Accumulated Cash Value   payable based on the type of injury you sustain or the type of
          and Living Benefit Option Rider. If you apply when you are   treatment you need.
          first eligible, no physical exam or medical evidence of
          insurability is required. Benefits are also available for spouse,   Covered Injuries
          children, and grandchildren.                             Broken Bones or Torn Ligaments
                                                                   Burns
          Specified Critical Illness Insurance                     Concussions
                                                                   Eye Injuries
          Unum’s Critical Illness Insurance pays you a lump-sum benefit    Ruptured Discs
          at the first diagnosis of a covered illness. The Base Plan
                                                                   Cuts Repaired by Stitches
          provides benefits in the event of a heart attack, stroke, major
          organ transplant, permanent paralysis due to a covered   Covered expenses
          accident, end-stage renal failure, or coronary artery bypass
                                                                   Emergency Room Treatment
          surgery. The Enhanced Plan also includes cancer and      Doctor Office Visit
          carcinoma in situ. This coverage is also available to spouses    Hospitalization
          and children of employees.
                                                                   Physical Therapy












































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