Page 15 - Leona Arizona Employment Group Flipbook

Individual Voluntary Benefits

Leona offers a variety of individual voluntary benefits to all employees through Unum. Enrollment in these benefits is offered once
each year in the fall. You will receive more detailed information at that time. All benefits are portable should you leave Leona.

Whole Life Insurance Accident Insurance
Interest-sensitive Whole Life Insurance is available at an Unum’s Accident Insurance provides benefits for covered
affordable premium that is fixed and guaranteed for life. accidents that occur on and off the job. A lump-sum benefit is
Policies include features such as Accumulated Cash Value payable based on the type of injury you sustain or the type of
and Living Benefit Option Rider. If you apply when you are treatment you need.
first eligible, no physical exam or medical evidence of
insurability is required. Benefits are also available for spouse, Covered Injuries
children, and grandchildren.  Broken Bones or Torn Ligaments
 Burns
Specified Critical Illness Insurance  Concussions
 Eye Injuries
Unum’s Critical Illness Insurance pays you a lump-sum benefit  Ruptured Discs
at the first diagnosis of a covered illness. The Base Plan
 Cuts Repaired by Stitches
provides benefits in the event of a heart attack, stroke, major
organ transplant, permanent paralysis due to a covered Covered expenses
accident, end-stage renal failure, or coronary artery bypass
 Emergency Room Treatment
surgery. The Enhanced Plan also includes cancer and  Doctor Office Visit
carcinoma in situ. This coverage is also available to spouses  Hospitalization
and children of employees.
 Physical Therapy

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