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Life Insurance, Accidental Death &


         Dismemberment (AD&D) Insurance

         Coverage



         Life/AD&D insurance is an important part of your financial
         Security.  LEGO provides Basic Life and AD&D Insurance to all
         eligible employees at no cost to you.  Employees have a 3
         times base salary (max is $600,000) Life Insurance and AD&D
         insurance benefit with the premium paid in full by LEGO,
         although the premium is a taxable benefit to employee.

         Supplemental Life/AD&D Insurance

         Employees may purchase additional life insurance for themselves, spouse, and/or children:

                ▪ Self – between $10,000 and $500,000, in $10,000 increments (can’t exceed 5x salary)
                ▪ Spouse – between $5,000 and $250,000, in $5,000 increments (must purchase for self first)
                ▪ Child(ren) – between $1,000 and $10,000, in $1,000 increments (must purchase for self first)


       Business Travel Accident                                 Disability Coverage


       Insurance Coverage                                       The goal of the disability plan is to provide you with
                                                                income replacement should you become disabled
       Business Travel Accident Insurance covers you            and unable to work due to a non-work-related
       in the event of sickness, delayed/lost luggage,          illness or injury. LEGO provides eligible employees
       accidental death or dismemberment when                   with disability income benefits at no cost.
       traveling for business. In addition, this coverage
       includes:
                                                                Short TermDisability:

                                                                Employees meeting eligibility requirements are
       ▪ 24-hour worldwide business travel protection
                                                                covered under LEGO’s short-term disability policy.
       ▪ Travel assistance services
                                                                On the 8th day of absence due to a non-work
       ▪ Emergency medical evacuation
       ▪ Please contact Chubb for details                       related illness or 1st day of absence due to a non-
                                                                work related  accident or injury, employees may
                                                                receive 66.67% (up to $2,300) of their weekly pay
                                                                for a maximum period of 26 weeks.


                                                                LongTermDisability:
                                                                Employees meeting eligibility requirements are
                                                                covered under LEGO’s long-term disability policy.
                                                                On the 26th week of absence due to non- work
                                                                related illness or injury, employees may receive

                                                                66.67% of their monthly pay up to $12,500 a month.
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      Your Benefit Guide 2020
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