Page 3 - 2022 01 Benefits Guide Murata Flipbook Final 6.14.22
P. 3

Medical Plan Summary – UMR/UHC
                                                       PPO                                High Deductible
           * After deductible
                                                                                                                 1
           ** No deductible             In-network          Out-of-network   1     In-network         Out-of-network
           Annual Deductible
           Per person                     $1,500                $3,000               $3,000            $6,000
           Per family                     $3,000                $6,000               $6,000            $12,000
           Annual Out-of-                  (Includes deductible and copays²)              (Includes deductible)
           Pocket Max
           Per person                     $5,850                  $11,700            $6,000                $12,000
           Per family                     $11,700              $23,400               $12,000¹          $24,000

           Doctor’s Office Visit
           Preventive Care               100%**                    100%**            100%**            100%**

           Primary Care                    $35 copay**           60%*                 80%*              60%*

           Physician Specialist        $45 copay**               60%*                 80%*              60%*

           Urgent Care               100% after $55              60%*                 80%*              60%*
                                          copay

           Emergency Room             $150 copay +           $150 copay +              80%*             80%*
           Visit                        deductible            deductible
                                      + coinsurance          + coinsurance
                                      $250 copay +           $250 copay +

           Inpatient hospitals          deductible            deductible                80%*            60%*
                                      + coinsurance          + coinsurance

          Outpatient hospitals          80%*                      60%*                 80%*             60%*






                                                   PPO                                High Deductible
             *Bi-weekly
             Deductions             Non-         Wellness      Wellness         Non-         Wellness      Wellness
                                  Wellness          1X            2X          Wellness           1X           2X

                Employee Only       $61.01        $39.86          N/A           $46.93         $25.78         N/A


            Employee + Spouse      $164.39        $143.24       $122.08         $110.84        $89.69       $68.53


                   Employee +      $152.41        $131.26         N/A           $96.94         $75.79         N/A
                    Child(ren)

                        Family     $257.49        $236.34       $215.18         $182.95       $161.80       $140.64




                                                               3
   1   2   3   4   5   6   7   8