Page 4 - 2022 01 Benefits Guide Murata Flipbook Final 6.14.22
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Prescription Drug Summary – Caremark and OptumRx



       PPO PLAN: Caremark/CVS, the Pharmacy Benefits Manager offers Generic Step Therapy and Maintenance Choice as part
       of Murata’s prescription drug plan. Generic Step Therapy requires prescriptions with generic equivalents to be filled with
       the generic as a first step (per your physician’s advice, if a generic is not recommended, a Prior Authorization (PA) is
       necessary). If a PA is necessary, please have your physician contactCaremark/CVS.


       HD PLAN: OptumRx is your Pharmacy Benefit provider for your prescriptions. The plan has Step Therapy and Prior
       Authorization as part of their prescription drug plan. In addition, there will be a penalty applied to any brand prescription
       that has a Generic equivalent available. There is also a Preventative drug list that passes no copay to members when they
       purchase a preventative medication.





       Out-of-network coverage is            PPO – Caremark/CVS                   High Deductible – OptumRx
       provided for manually
       submitted prescription drug
       claims only.                       In-network         Out-of-network         In-network       Out -of-network

          Retail 30-Day Supply
       Generics                       20%; $200 max/script
       Brand Formulary                30%; $300 max/script      Not Covered         80%*           Not Covered
       Brand Non-Formulary            40%; $400 max/script
       Specialty Drugs                50%; $750 max/script

        Mail Order 90-Day Supply
       Generics                       20%; $200 max/script
       Brand Formulary                30%; $300 max/script      Not Covered          80%*          Not Covered
       Brand Non-Formulary            40%; $400 max/script







                                                                                  *After the medical deductible is met
                                                                                  coinsurance will apply.























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