Page 10 - Emmis 2022 Benefit Guide
P. 10

Dental Coverage


        Dental coverage is included when you
                                                                                      Delta Dental of Indiana
        sign up for medical benefits.        Plan Provision
                                                                                In-Network         Out-of-Network
        Regular dental exams can help you and
                                             Annual Deductible
        your dentist detect problems in the                                                $50/$150
                                             (Individual/Family)
        early stages when treatment is
        simpler, and costs are lower. Keeping   Annual Maximum (per person)                 $1,500
        your teeth and gums clean and healthy
        will help prevent most tooth decay and   Diagnostic and Preventive Care:
        periodontal disease and is an        Includes cleanings, fluoride   100%, no deductible   100%, no deductible
        important part of maintaining your   treatments, sealants and x-rays
        medical health.                      Basic Services: Includes fillings,
                                             periodontics, scaling and oral   80%, after deductible  80%, after deductible
        Your dental plan is Delta Dental of   surgery
        Indiana, which offers in- and out-of-
                                             Major Services: Includes crowns,
        network benefits. Using an In-Network
                                             bridges and full and partial   50%, after deductible  50%, after deductible
        provider gives you the advantage of a   dentures
        lower negotiated cost of service
                                             Orthodontia                               50%, after deductible
                                             (Children only—up to age 19)            $1,500 lifetime maximum



        Vision Coverage
                                                                                Anthem Blue View Vision
        The optional vision plan covers routine
                                             Benefit                    In-Network               Out-of-Network
        eye exams and also pays for all or a
        portion of the cost of glasses or    Exam                $0 copay, then covered at 100%    Up to $42
        contact lenses if you need them.     Frequency
                                             ◼ Exam                      12 months                 12 months
        Your vision plan is provided through
                                             ◼ Lenses                    12 months                 12 months
        Anthem Blue View Vision, which is a
                                             ◼ Frames                    12 months                 12 months
        cost-effective, comprehensive vision
        plan that  includes eyewear available
                                                                     Covered 100% within
        through a broad range of eye care    Frames               the $130 allowance, then 20%     Up to $45
        providers and  locations.                                  off any remaining balance

        Even if you choose to opt out of the   Lenses
        optional vision plan, medical coverage
                                             ◼ Single Vision Lenses  $10 copay, then covered at 100%  Up to $40
        provides one basic eye exam a year.
                                             ◼ Bifocal Lenses   $10 copay, then covered at 100%    Up to $60
                                             ◼ Trifocal Lenses  $10 copay, then covered at 100%    Up to $80

                                             Medically necessary      Covered at 100%             Up to $210
                                             contact lenses

                                                                  $130 allowance, then 15% off
                                             Elective contact lenses   any remaining balance      Up to $105
                                             in lieu of glasses   $130 allowance, no additional
                                                                         discount


                                                 For detailed dental and vision plan documents, visit EmmisPlan Portal.


          Your Benefits Guide 2022                                                                                 9
   5   6   7   8   9   10   11   12   13   14   15