Page 6 - Emmis 2022 Benefit Guide
P. 6

Qualified Life Events
                                                             Generally, you may change your health-related benefit elections
                                                             only during the annual enrollment period. However, you may
                                                             change your benefit elections during the year if you experience a
                                                             qualified life event, including (but not limited to):
                                                             ◼ Marriage
                                                             ◼ Divorce or legal separation
                                                             ◼ Birth of your child
                                                             ◼ Death of your spouse, domestic partner or
                                                                dependent child
                                                             ◼ Adoption of or placement for adoption of your child
                                                             ◼ Change in employment status of employee, spouse/domestic
                                                                partner or dependent child such as your spouse losing or
                                                                gaining coverage
                                                             ◼ Qualification by the Plan Administrator of a child support
                                                                order for medical coverage
                                                             ◼ Entitlement to Medicare or Medicaid
                                                             Contact hrhelp@emmis.com if you feel you are having a qualified
                                                             life event.  You must notify Human Resources within 30 days of
                                                             the qualified life event. Depending on the type of event, you may
                                                             be asked to provide proof of the event. If you do not contact
                                                             Human Resources within 30 days of the qualified event, you will
                                                             have to wait until the next annual enrollment period to make
                                                             changes.
        The Cost of Your Benefits

        Emmis pays the full cost of many of your benefits; you share the cost for others. You pay the full cost for any voluntary benefits you
        elect.


         Benefit                                     Who Pays          Tax Treatment
                                                                                          Get Healthy, Wealthy
         Medical Coverage                           Emmis & You           Pretax          and Wise

         Dental Coverage                            Emmis & You           Pretax          The Company provides
                                                                                          tools and information to
         Vision Coverage                                You               Pretax          help you make educated

         Basic Life and Accidental Death &                                                decisions about your
                                                      Emmis              After-tax
         Dismemberment (AD&D) Insurance                                                   health and your health
                                                                                          care, plus financial
         Supplemental Life and Accidental Death &
                                                        You              After-tax        incentives for making
         Dismemberment (AD&D) Insurance
                                                                                          healthy choices. The more
         Long Term Disability Coverage                Emmis              After-tax        you take good care of your
         Health Savings Accounts & Flexible                                               health, the healthier we
                                                        You               Pretax
         Spending Accounts                                                                are as a group, which can
                                                                                          reduce costs for all of us.
         401(k) Retirement Savings Plan                 You               Pretax

         Employee Assistance Plan                     Emmis              After-tax

          Your Benefits Guide 2022                                                                                 5
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