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                                                                                        deltadentalma.com







            Dental Plan



            Dental care is an essential part of your overall health. You have the choice between two dental
            plans through Delta Dental. The Basic plan offers comprehensive coverage with lower premiums
            and the Buy-Up plan provides enhanced coverage with higher premiums.
            Dental Coverage

                                                                   Basic Plan                   Buy-Up Plan
                           Annual Deductible                 $50 single / $150 family      $50 single / $150 family

                   Annual Maximum Benefit Per Person
                 Applies to basic & major treatments only           $1,000                        $1,500
                            Preventive Care*               Plan pays 100% no deductible  Plan pays 100% no deductible
                     Routine cleanings, x-rays, exams
      PHYSICAL WELL-BEING  Crowns, bridges, dentures, oral surgery    Plan pays 80% after deductible  Plan pays 100% after deductible
                          2 per calendar year
                             Basic Services
                       Fillings & basic restorations

                           Major Treatment
                                                                                        Plan pays 60% after deductible
                                                          Plan pays 50% after deductible
                         & occlusal nightguards
                           Orthodontia Care
                     For dependent children to age 19
                                                                                                  $1,500
                                                                    $1,000
                     Lifetime Orthodontia Maximum         Plan pays 50% after deductible  Plan pays 50% after deductible
            *To encourage dental health, both plans include two preventive care visits per year and do not count towards the annual benefit maximum.

            Do you know what network your dentist is in?

            Delta has two networks of providers you can choose from: the Delta Dental PPO network and the Delta Dental Premier
            network. Save money on dental costs by using a dentist in the PPO network. The PPO network provides lower allowable
            charges for providers and deeper discounts on certain out-of-pocket expenses.
            The example below illustrates the possible savings for a porcelain crown and assumes the deductible has been met.

                                                           PPO                 Premier            Out-of-Network
                           Network
                                                         Dentist               Dentist                Dentist
                          Dentist Fee                     $1,288                $1,288                $1,288

                  Maximum Dentist Can Charge              $928                  $1,094                $1,288
                   Benefit Coverage Percentage            50%                    50%                   50%

                         Member Pays                      $464                  $547                   $644


               To find a participating dentist visit deltadentalma.com.



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