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Life and AD&D Insurance – The Hartford
Life insurance benefits can provide your family with peace of mind. Murata provides you with basic life insurance
benefits and basic accidental death and dismemberment (AD&D) insurance, each equal to your annual pay, up to a
$500,000 maximum. AD&D coverage provides a benefit in the event of accidental death or a serious injury. Murata pays
the full cost of basic life insurance and basic AD&D coverage.
Disability Insurance – The Hartford
If you should require an extended absence from work due to an illness or injury, Murata provides you with access to
disability benefits, so that you can focus on your recovery. Peace of mind during an illness or injury can assist in the
healing process.
Murata’s short-term disability (STD) plan can offer you up to 100% of your pay for up to 12 Weeks. Murata pays the full
cost of your STD coverage. STD benefits are based on your years of service with the company. If you have:
• Fewer than five years of service, you receive 60% of your pay for up to 12 Weeks.
• Five years to less than 10 years of service, you receive 100% of your pay for the first 6 weeks and 60% of
your pay for the remaining 6 weeks.
• 10 years or more of service, you receive 100% of your pay for 12 Weeks.
If your illness extends beyond 12 Weeks, long-term disability (LTD) coverage will pay 60% of your pay, up to $10,000 a
month. Murata pays the full cost of LTD coverage.
Employee Assistance Program (EAP) – Guidance Resources:
ComPsych Program
Murata recognizes that problems of a personal nature can have an adverse effect on employees and their job
performances and that most problems can be dealt with successfully when referred to the appropriate professional
resources.
The Employee Assistance Program (EAP), administered through Guidance Resources, is a confidential program
designed to deal with a broad range of human problems such as mental or emotional disturbance, family or marital
difficulties, alcoholism or other drug abuse, and financial stress or other concerns.
Guidance Resources with The Hartford will provide 3 (three) face-to-face meetings annually, identification of resources,
and referrals to help promote emotional wellness. The EAP program is available to all active employees. You do not need
to be enrolled in a medical plan to utilize this program.
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