Page 4 - Affinity Neurocare Benefit Guide 2022 updated
P. 4

Medical Options:


          Blue Cross Blue Shield



                                                                     PPO
          2020 Effective 8-1-21     HMO HSA    HMO      PPO Gold    Platinum
                                               Gold
         Semi Monthly Per Pay Period   S9J5ADT     G9J1ADT    G9K4CHC    P620-CHC    We  offer  our  full-time  employees  and
                                                                             their  eligible  dependents  coverage.
         Employee Only             $  60.53   $  79.80    $  189.90    $235.63   Children  can  join  or  remain  on  a
                                                                             parent’s  medical  plan  until  age  26.
         Employee + Spouse         $221.06    $259.60    $479.80    $571.26    When  a  child  turns  26,  they  will  lose

         Employee + Child(ren)     $221.06    $259.60    $479.80    $571.26    medical  coverage  on  the  last  day  of
                                                                             their birth month.
         Employee + Family         $406.56    $464.40    $794.70    $931.89

           Brief Member               Silver HMO        Gold HMO               Gold PPO           Premier P620CHC
            In-Network           S9J5ADT                 G91ADT                G9K4CHC             $250 Deductible
             Summary          IN-NETWORK ONLY        IN-NETWORK ONLY      In/Out of NETWORK          In/Out NETWORK

                                                 Great Value lower deductible   Great Plan that offers a full   Best Ba ng for the Buck, if you are
         Difference Between   Best Value and Price   and much lower max out of  PPO In network Benefits shown  needing medical care this one though
         Plans                                                                                 more a month is Cheaper if you need
                                                          pocket         please see SBC for full benefits   surgery or major medical care
         Network              Advantage Silver HMO   Advantage Gold HMO     Blue Choice Gold PPO   Blue Choice Platinum PPO
         (CYD) Calendar Year   Individual: $3,000     Individual: $2,900     Individual: $2,900     Individual: $250
                                Family: $6,000         Family: $8,400         Family: $8,400         Family: $750
         Deductible (Jan .1st to Dec. 31st)
         Coinsurance             Carrier: 80%               Carrier: 90%                            Carrier: 90%                             Carrier: 80%
         (After CYD)             Member: 20%           Member: 10%            Member: 10%           Member: 20%
         Annual (OOP) Out of   Individual: $6,900     Individual: $3,500     Individual: $3,500    Individual: $1,250
         Pocket Maximum         Family: $13,800        Family: $10,500        Family: $10,500       Family: $3,750
         (PCP) Primary Care      $35/after CYD         10% after CYD          10% after CYD      $30/visit; deductible
         Physician                                                                                 does not apply
                              $70 / after CYD you      10% after CYD
                             must have a    referral   (you must have a    referral
         Specialist Physicians   from your PCP) Not need-  from your PCP) Not needed for   10% after CYD   $60/visit; deductible
         and Providers      ed for (OB/GYN’s)., Urgent Care,   (OB/GYN’s)., Urgent Care, Behavioral      does not apply
                             Behavioral health or    health or    use disorder
                               use disorder  clinicians.    clinicians.
         Dr. Consultation     Please see SBC for price   Please see SBC for price per visit    Please see SBC for price per  Please see SBC for price per
         Virtual Visits, See Pg. 8    per visit                                   visit                 visit

         Basic: Lab, X-Rays &
         Diagnostic/Major:       20% after CYD         10% after CYD          10% after CYD         20% after CYD
         Diagnostic & Imaging
         Annual Preventive
                                Covered 100%                          Covered 100%                            Covered 100%                            Covered 100%
         Care Certain Rx are   (No CYD, Co-Ins. Copays)   (No CYD, Co-Ins. Copays)   (No CYD, Co-Ins. Copays)   (No CYD, Co-Ins. Copays)
         covered too, See Page 6
                                                                                                 $25/visit; deductible
         Urgent Care             20% after CYD         10% after CYD          10% after CYD
                                                                                                   does not apply
                                                                                               $300/visit plus 20% coin-
         Emergency Room          20% after CYD         10% after CYD          10% after CYD
                                                                                                      surance
         Hospitalization:         20% after CYD        10% after CYD          10% after CYD    $150/visit plus 20% coin-
         In / Outpatient                                                                              surance
         Prescription Drugs -   RX See SBC for full info   RX See SBC for full info   RX See SBC for full info   RX See SBC for full info
         30 Day Supply Retail    Tier 1  $5 to 15 Copay                                   referred participa- 1&2 Tiers—preferred partici-  Tier 1  $0 to 20 Copay
                                                        —
                                                          p
                                                 1&2 T
                                                      e
                                                     i
                                                       rs
         90 Day Supply  Mail   Tier 2 $15 to 45 Copay                                    articipating %20 /  pation %10 / Participating %  Tier 2 $35 to 95 Copay
                                                    n
                                                   o
                                                  ti
                                                     %
                                                      10 / P
         Order at 2.5 Times   Tier 3 $50 to 150 Copay   Tiers 4&UP %30 to %50   20 /Tiers 4&UP %30 to %50   Tier 3 $150 to 250 Copay
         4                   Tier 4  $100-300 Copay                                                     Tier
         Retail  See SBC
       NOTE: This is only a brief overview. Please see Benefit Summary and SBC for more details. Please Register and use BCBS APPS www.bcbstx.com/member/account-access/
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