Page 14 - MAYBANK vs EPF

COMMENT AND SUGGESTION ON HOW TO IMPROVE EMPLOYEES PROVIDENT FUNDS’
PERFORMANCE (EPF)

1. Return on Asset

RETURN ON ASSET

8.00% 5.9000%
6.00% 4.9700% 3.67%
4.00%
2.00%
0.00%
2016 2017 2018

2016 2017 2018

The return on asset of 2016 is 4.79%, for 2017 is 5.90% and for 2018 is 3.67%. 2017 has the
highest return on asset as compared to 2016 and 2018. It shows that EPF company on 2017 be

able to control costs its operation (assets are productive) and provide more return. The institution
can improve their return on asset by keep asset costs down by monitoring your asset expenses

monthly. They must seek ways to increase revenues without increasing asset costs. By cut the
expenses, the institution can increase their revenue or provide more return.

2. Return on Equity

RETURN ON EQUITY

8.00% 5.9200%
6.00% 4.8200%
3.69%
4.00%
2.00%
0.00%
2016 2017 2018

2016 2017 2018

The return on equity of 2016 is 4.82%, for 2017 is 5.92% and for 2018 is 3.67%. 2017 has

the highest return on equity as compared to 2016 and 2018. It shows that EPF company for 2017
can maximize the owner’s wealth and give higher return for the owners of the firm. Companies
can finance themselves with debt and equity capital. By increasing the amount of debt capital

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