Page 20 - Real Estate_Capabilities (US) Book

Catastrophe Modeling Cost Stratification

insight to help manage net risks. In addition, we leverage that knowledge into improvements in
catastrophe reinsurance cost recovery and overall portfolio optimization. Although this is a HUB Risk
Services capability, it is not part of our typical value-add model. Statement of Work and scope of the
project will be developed based on the client and insurance advisor request.

Analytics & Analysis Discussion

How much limit is needed? Which locations are the Would better How much exposure
100/250/500 etc. Year biggest drivers of the data reduce the will be retained
modeled loss estimates? loss estimates? (deductibles)?

How should the Should this information be What is the estimated lost cost for a given
insurance program used for premium allocation layer? Average Annual Loss (AAL) by layer,
be layered? within a portfolio? including the retained deductible

Available HUB Models
• Caribbean Modeling

• United States Modeling
• Canada Earthquake Only

Product and Analysis Deliverables

• In-house Certified Extreme Event Modelers (CEEM) for both the analytics and analysis reporting
•

• Excel based results, enabling further work and re-analysis by the client
• Customized presentation to the client of full analysis

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and modeled loss results in a standard insurance-market format

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