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Alternative



          Risk Financing Options


















          Its not for everyone, but you should be aware of your options to               HUB has specialists well-
          use one of our HUB Captives Solutions that can save you premium
                                                                                         known in the captive
          long term or provide a coverage solution.  We already have built
          them and they are ready for our HUB clients.                                   industry that can offer
          Why? Captives can provide you with options that are not available              existing solutions, or
          in the open marketplace.  For instance, if you have exposure to                create a model for you
          catastrophic perils in California like earthquake, wind in Florida, or
                                                                                         long term.
          flood in Texas.

          We also created a Real Estate captive that allows us to provide you
                                                                                         If you have not had the

          available to us, allows more completion from insurers that would               conversation about
          normally only offer a higher deductible than you or your lender                captives, we will help
          needed.
                                                                                         you do your homework
                                                                                         We have existing
                                                                                         captives that might be
                               John Yaple
                               Senior Vice President                                     right for you.
                               Real Estate Captives
                               John.yaples@hubinternational.com


















        www.hubrealestate.com                                                         Real Estate Insurance Solutions 25
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