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SHIELD


          Umbrella / Excess

          Risk Purchasing Group

          Insurance Program















                                                                                SHIELD will also include additional
          HUB more control and direct negotiating strength with                 Risk Services for HUB Commercial

          insurance carriers to best serve its clients                          Real Estate and Hospitality clients

          SHIELD will provide broad umbrella coverage, per                      including:
          location aggregates and limits up to $75,000,000, with                o Fire protection impairment, hot

          no shared limits for commercial real estate businesses                   work programs design, and
          such as offices, warehouses, light industrial and retail                 monitoring

          properties as well as limited use hotels and mixed-use
                                                                                o Water damage prevention and
          space. This large excess limit is only available to
                                                                                   mitigation
          clients that also have their primary general liability
                                                                                o Security and protection systems
          through SHEILD.
                                                                                   evaluations


                          Lou Parascando
                          Vice President, HUB Northeast
                          louis.parascando@hubinternational.com


















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