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Brokering Options

As your broker, HUB takes a proactive approach to creative programs for all your exposures.

We design and market to insure your program has the broadest coverage's and the most

to. HUB approaches the marketing of any program from a risk management standpoint.

Together we will:

• Review your insurance program structure to see where can you save premium
o Pushing the premium down to the tenants through CAMs

o

o What do you really need to satisfy your lenders? We can talk to them for you.
o Do you have then right valuations in case of a claim. Are your valuations too high?

• Review appropriate risk management alternatives other than insurance

• Review marketing options in the current insurance environment
• Prepare a professional submission for you, targeting your goals

• Negotiate with underwriters for the most favorable terms and conditions every year
• Analyze and compare the quoted programs and explain the best options

• Present options

HUB has access to virtually all major insurance carriers and has effective working relationships with
over 650 insurers. The volume of business we represent for these insurers further enhances the
knowledge and experience we bring to the marketing effort. Where needed, we have access to their top
management and home-office decision makers. As a result, we have effectively negotiated programs of
coverage for even the most difficult risks.

www.hubrealestate.com Real Estate Insurance Solutions 22