Page 4 - How We Position You For Investment Success

5 Think Long-Term

• Know the difference between temporary decline and permanent loss.
• The longer you stay invested, the greater your chances of success.

• Time is your most valuable asset when you're further away from retirement.

Rolling returns of stocks - historical

1 Year 5Year 10 Year 20Year

10% 3%
27%

100%

73% 90% 97%

Times you made money (positive returns)

Times you lost money (negative returns)

6 Avoid Market Timing

• Time invested in the market is more important than timing the market.

• Invest when you have money and sell when you need money.

• Your portfolio is based on your long-term goals, not the whims of the market.