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Associa on  and  these  shall  be  the  CHFA  President,
                   Treasurer and General secretary.


           ARTICLE 9.

           9.1. BENEFITS FOR MEMBERS
           a.     The Associa on shall as required give out various gi s
                  and benefits to deserving  'ac ve' members. Ac ve, here
                  imply and means those members of CHFA who regularly
                  par cipate  financially  and  otherwise  in  all  the
                  Associa on engagements.
           b.     It is compulsory that before any woman is given benefits
                  and honours by any group, union or Region, a le er of
                  Clearance must come from the office of the President
                  before the benefit shall be given by any Group, Union and
                  Region.
           c.     To be financially up to date, a member MUST start from
                  the Synagogue and Regions levels, paying all the levies in
                  the Synagogue and Regions.
           d.     Coun ng  of  the  CHFA  financial  year  is  January  to
                  December. In effect any member found owing the yearly
                  SUBSCRIPTION/DUES for a maximum of four{4} months
                  into  the  year  schedule  is  considered  as  not  being
                  financially up to date. She shall be disciplined with a FINE.
                  She shall receive as follows:

           1. When a member loses her husband
           a.     NIGERIAN Group A N50,000,
           b.     NIGERIAN Group B N35,000,
           c.     NIGERIAN Group C N15,000,
           d.     NIGERIAN Group D N 5,000.
           e.     CAMEROONIAN Group A N20,000,

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