Page 75 - Employee Handbook January 1, 2025

By joining the Section 125 plan, you elect to have your gross pay reduced by qualified benefit
premium amounts. Section 125 laws must be followed. See plan for details.

COBRA
You and your covered dependents will have the opportunity to continue medical, dental and/or
vision benefits for a period of up to 36 months under the provisions of the Federal Consolidated
Omnibus Budget Reconciliation Act (COBRA) when group medical, dental, vision and Allstate
coverage for you and your covered dependents would otherwise end due to your death or
because; your employment terminates, for reason other than gross misconduct; Your employment
status changes due to a reduction in hours; your child ceases to be a “dependent child” under the
terms of the medical, dental and vision plan; you become divorced or legally separated; or you
become entitled to Medicare; in the event of divorce, legal separation, or a child’s loss of dependent
status, you or a family member must notify the plan administrator within 60 days of the
occurrence of the event.

The plan administrator will notify the individuals eligible for continuation coverage of their right to
elect COBRA continuation coverage.

Page 75 Revision January 1, 2025