Page 73 - Employee Handbook February 15, 2024

Upon termination, you may be entitled to continuation or conversion of the group
voluntary cancer insurance plan in accordance with the terms of the policy and/or
applicable state law.

SHORT TERM DISABILITY INSURANCE
100% paid by the Employer.

Regular full-time employees are provided short-term disability insurance in the
event of a non work-related sickness or injury resulting in total disability. Sickness
shall include pregnancy, childbirth and miscarriage. Coverage begins on the first
day of the month following the date the employee became a regular full-time
employee. The plan provides for a benefit of 66-2/3% of base wages or salary up to a
maximum benefit of $1,000 per week. If the employee is paid hourly, the benefits are
based on an eight-hour workday. Benefits begin on the first day of the accident and
the 8 day of the disability due to sickness or pregnancy and continue up to a
th
maximum of 180 days. Unless periods of total disability are separated by your
return to active work for at least two consecutive weeks, successive periods of total
disability resulting from the same related sickness or injury will be considered one
period of disability. While on short-term disability, if a person becomes disabled
again due to an unrelated sickness or injury, it will be considered one period of
disability. A completed Employer short-term disability claim form is required before
benefits can be paid. Claim forms must be requested from the Human Resource
Manager at Employer. A written release from the treating physician will be required
before the employee can return to work. PTO hours can be used for the first seven
consecutive days of total disability due to sickness not paid by the short-term
disability plan. Short-term disability insurance benefits will not be paid for any days
the employee qualifies for workers' compensation benefits. Short-term disability
benefits will cease to be paid on the earliest of the date you are no longer totally
disabled, the end of the maximum benefit period, the date on which you return to
work for the policyholder in any capacity, the date on which you begin to receive
benefits under any retirement plan sponsored by the policyholder, the date you die.
Short-term disability insurance coverage ends on the end of the employment month.

LONG TERM DISABILITY INSURANCE
Long Term Disability is provided by the Employer at no cost to you. Benefits are
payable upon written documentation of total and permanent disability after the 180
day waiting period. They will be payable until age 65 at 66.6667% of current wages
up to a maximum monthly amount of $6,000.00.

SOCIAL SECURITY/MEDICARE
For the duration of your employment, both you and your Employer contribute funds
to the Federal government to support the Social Security program. This program is

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