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HUMAN RESOURCES
Understanding the importance of Preventive Health Care
When it comes to healthcare, most people act re-actively instead of proactively. They will not
go to the doctor until they are sick, and they do not take care of their body until problems start
to arise.
Avoid high medical expenses
It is a lot less expensive to practice preventive healthcare than to only seek help when there is a problem. Preven-
tive care will either catch diseases before they become too serious, or it will inform you of problem areas to be
mindful of, which can prevent future diseases all together. Consider that 7 out of 10 deaths every year
are attributed to chronic illnesses, such as diabetes and heart disease—which are preventable
and/or manageable with screenings and appropriate healthcare.
Maximizing your Blue Cross Blue Shield medical plan’s preventive
care benefits
Preventive care services are available at no charge when you visit a medical provider in our
BCBS health plan network. Even if you have not met your deductible, Blue Cross Blue Shield
will pick up 100% of the bill for these services.
Below are general preventive visits that are covered:
• Immunizations and vaccines to prevent infections and illnesses such as flu and tetanus
• Screenings and tests for high blood pressure, high cholesterol, breast cancer (for women
over 40) and colorectal cancer (for adults over 50)
• Routine checks:
• physical exam through BCBS
• well-woman exam through BCBS
• vision exam through BCBS
• preventive dental exam through Delta Dental
If you have signed up for the following voluntary benefits, you can receive money just for com-
pleting your preventive visits!
• Hospital Indemnity through MetLife = $50
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