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Conceive a New Perspective
Most people do not have a clear direction or vision of what they want their life to look like when they have great
wealth. Though no official ceremony takes place, too many people have said “I do” to their current reality, making a
lifetime commitment to something that really doesn’t satisfy. This is an opportunity for you to clarify your purpose
and create a vision and step forward toward making it happen.
The financial gap from where you are to where you want to be should be a doable trek, and the top of that Gap
Analysis should provide the motivation to commit to generating wealth.
Money Muscles
You all have money muscles—they’re just atrophied little guys. If you had a dream to run a marathon, your first
steps would most likely be to get some running shoes, stretch out the kinks, and jog a few miles. Similarly, if you
dream of being a millionaire, you need to start with the building blocks that will help you go the distance. Becoming
a millionaire requires getting into financial shape, and that means building your money muscles. Many of us are
obsessed with our health and fitness, prompted by the media, consumer product companies, and the entertainment
world. It’s also pervaded our conversation, sparked by articles and journals, making us proficient in fitness studies,
diets, medical procedures, and scientific terminology. People have no problem revealing the most intimate details of
their health to perfect strangers.
As health and fitness govern our physical lives, money and finances affect our economic lives. Money may not be
the most important thing in life, but I’m pretty sure it can have the most impact. Whether right or wrong, it seems
that more people measure themselves by the yardstick of their wealth than by their health, and yet money and
finance conversations are rarely had. If the conversation does occur, it usually covers general issues like Wall Street
or the nation’s credit card debt, not anything personal or specific, like our own portfolio or bad debt.
If you want to become a millionaire, it’s time to get in shape, to build the money muscles, and run the race
toward wealth. As with all exercise programs, the first days are the most difficult; you’ll be a little sore at first. Not
only will it take your brain a while to adjust to this new behavior of focusing on your finances and committing to a
positive perception of money, but it will also require a time commitment. This means that you will have to build this
program into your schedule. This too, will seem second nature after a while. Kind of like taking an hour to jog, or to
watch a favorite TV show, or meditate. As those things eventually fit into your day, so will this, and it will make
each day of your life more important and significant. Time and again, I see that when I put substance into my
schedule, the unsubstantial moves off. As you progress, and you get financially conditioned, it will become more fun
and exciting, and it will get easier and easier. You won’t believe you’ve not been doing it your entire life.
Financial Consciousness
In order to sustain the new financial consciousness that will support your vision, you need to realize a few of the
landmines that are going to threaten your progress. Knowing that they are there is more than half the battle.
1. The little voice in your head is going to mess with your plan. There’s no getting around it; there is a lot of
noise in your brain. The ingredients that make up this recipe of noise include excuses, blaming, confusion, disjointed
conversations, rationalizing, procrastinating, distraction, and lack of focus. They need no introduction and no
explanation—we know them all too well. As you move forward you turn off the noise of your brain.
2. Perception of your behavior and your actual behavior are not necessarily, and most likely are not, the same.
The dichotomy between our conscious selves and our subconscious selves undermines what you think you believe
and what your behavior would indicate you believe. Once you start saying your belief out loud, the incongruity will
become more obvious to both you and others and your behavior will start to line up.
3. You may get stuck in your own story. The stories we contrive in our heads started with the results we
observed, usually those of adults around us, and continue with the results we create, usually very similar to the ones
we observed as kids. This is a vicious cycle. Our story is created from our experiences. Each time we have an
experience, we filter that through our feeling and reason, to either confirm or deny the truths we believe. For
example, if you invest in a real estate deal and it fails and you lose your money, you can choose either to learn from
the experience, by taking the lesson and building a new experience, or to get stuck in the drama of your story.
I had a client who got so much satisfaction out of being stuck in her story that she preferred to fail rather than
prove her story wrong. She was what I call a seminar junkie, constantly seeking out information to affirm her fears.