Page 7 - FIN435 RHB vs BPMB
P. 7
b) Liquidity Ratio
Ratio RHB Public Bank Remark
Loan to total = 68.11% = 74.65% RHB Bank is
asset better
=net loan
advance and
financing/total
asset
c) Capital Adequacy Ratio
Ratio RHB Public Bank Remark
Capital = 19.21% = 12.8% RHB Bank is
adequacy better
Ratio
Core Capital = 16.91% = 120.43% RHB Bank is
Ratio better
d) Asset quality ratio
Ratio RHB Public Bank Remark
NPL
= non- Public Bank is
performing =1.93% =0.59% better
loan/total loan
Loan to deposit
=total loan/total = 0.86 = 0.91 times Public Bank is
deposit times better
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