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YOUR BENEFIT OPTIONS

Luminex provides a full range of benefits that address your If you’re enrolling as a new employee, you become eligible
needs now and in the future. for benefits the first day of the month following 30 days of
employment and must enroll within 30 days of eligibility to
TO YOUR TO YOUR have coverage for the rest of the plan year. You will also need
to enroll for the next plan year’s benefits during the annual
HEALTH WEALTH enrollment period.

• Medical Insurance • Life Insurance DEPENDENT ELIGIBILITY
• Prescription Drug Benefits • Disability Insurance
You can enroll your dependents in plans that offer dependent
• Critical Illness Insurance • Long Term Disability Insurance
coverage. Eligible dependents are defined as your legal spouse
• Dental Insurance • Accident Insurance and eligible children who reside in your household and depend
• Vision Insurance • 401(k) Retirement Savings Plan primarily on you for support. This includes: your own children,
legally adopted children, stepchildren, a child for whom you
have been appointed legal guardian, and/or a child for whom
ENROLLMENT INFORMATION the court has issued a Qualified Medical Child Support Order
(QMCSO) requiring you or your spouse to provide coverage.
Do I Need to Enroll?
Before deciding whether you need to enroll in Luminex’s health
and group benefits, keep in mind that there are many good CONTROLLING HEALTH CARE
reasons to take a close look at all the benefits and options COSTS
Luminex offers you. This year you will have a new medical
carrier, Anthem, as well as 3 entirely new medical plan options The rising cost of health insurance is a concern for all of us.
available to you. Keeping costs to a minimum contributes to lower premiums in
future years. Here are tips on how you can help lower the cost
For instance, you may experience changes from year to year. of health insurance:
And there likely will be changes to what you pay for coverage
each year. So, it’s a good idea to make sure your benefits still • Use network providers. You will receive a higher level of
fit you—and that you’re not paying for more coverage than you benefits if you use providers who participate in the network.
need. • Request generic rather than brand name prescription drugs.
Generic medications, while just as effective, are considerably
You must enroll if you want to:
less expensive.
• Change your medical, dental, or vision coverage for next year. • Consider seeing your family physician rather than a specialist.
• Contribute to the Health Care and/or Dependent Care Family physicians can often provide the same level of care for
Flexible Spending Accounts (FSAs). a variety of illnesses and conditions.
• Change your optional employee life insurance, spouse life • Exercise and maintain a proper diet. The healthier you are the
insurance, supplemental life insurance, accidental death and less vulnerable you are to disease, reducing doctor’s visits and
dismemberment (AD&D) insurance, or short-term disability prescription medicines.
insurance choices. If we become more aware consumers, we can each do our part
If you don’t enroll your coverage will be waived. To enroll, visit to lower the cost of health care!
https://e12.ultipro.com between November 20th- December
4th.

WHEN CAN I ENROLL?

As a benefits-eligible employee, you have the opportunity to
enroll in or make changes to your benefit plans during our
annual benefits enrollment period. Annual Open Enrollment is
November 20th-December 4th with your benefit choices being
effective January 1, 2018. Our benefits plan year runs from
January 1, 2018-December 31, 2018.
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