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DENTAL & VISION BENEFITS




        DENTAL


         BENEFIT                                            CORE PLAN                        BUY-UP PLAN
         Annual Calendar Year Maximum                         $1,000                            $1,500
         Calendar Year Deductible (Single/Family)            $75/$225                          $50/$150
         Preventive Services
           Oral Exams
           X-rays                                           100%, no ded                      100%, no ded
           Cleanings                                     Sealants not covered              Sealants not covered
           Fluoride Treatment
         Basic Services
           Fillings
           Periodontal Services
           Extractions                                   Deductible then 80%               Deductible then 80%
           Endodontic Services
         Major Services
           Crowns
           Prosthodontics                                Deductible then 50%               Deductible then 50%
           Partials
         Orthodontia
           Deductible                                          N/A                               N/A
           Orthodontic Treatment                               N/A                               50%
         Orthodontia Lifetime maximum                          N/A                              $1,000
        VISION

        Additional savings are available from Blue View Vision providers

         BENEFIT                                           IN-NETWORK                      OUT-OF-NETWORK
         Exam                                                $20 copay                         Up to $42
         Materials Copay (Frames, Lenses, Contacts)             $20                               N/A
         Frequency (Exams/Lenses/Frames/Contacts)                            12/12/24/12
                                                     $20 Material Copay then $130
         Frames                                                                                Up to $45
                                                    Allowance, 20% off balance over
         Lenses
            Single                                       $20 Material Copay                    Up to $40
            Lined Bifocal                                $20 Material Copay                    Up to $60
            Lined Trifocal                               $20 Material Copay                    Up to $80
            Scratch Coating                         Standard Coating Covered-in-full              N/A
         Contact Lenses Instead of Glasses
                                                  $130 allowance, 15% off any remaining
            Elective conventional lenses                                                       Up to $105
                                                              balance
            Elective Disposable Lenses                     $130 allowance                      Up to $105
            Non-Elective Contact Lenses                    Covered in full                     Up to $210
         BIWEEKLY PER-PAYCHECK DEDUCTIONS
         Employee Only                                                          $0.55
         Employee + Spouse/Domestic Partner                                     $3.87
         Employee + Child(ren)                                                  $4.20
         Family                                                                 $6.41
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