Page 12 - Membership Guide

15) Protected banks re delinquent dads/moms (best bill in U.S. for banks: liability exemption,
reimbursement, minimized record matching and government reporting, lien notices, banks’
setoff of funds in bank),
16) Modernized statutes to facilitate prosecution of fraud across several jurisdictions,
17) Restricted ability of commercial companies like Wal-Mart from owning Colorado industrial
banks,
18) Innovated a law to block Wal-Mart ILC lending or deposit taking at any Colorado location,
19) Identified critical issues regarding third party examiners for unclaimed property,
20) Forged proactive resolution of predatory lending (to block future bad bills, “proactively
defensive”),
21) Adopted UCC Revised Article 9 (secured transactions) in challenging circumstances in good
form,
22) Exempted banks from no call law,
23) Established privacy study TF (to block new state privacy laws, by being “proactively
defensive”),
24) Limited Y2K liability,
25) Enacted intrastate branch banking and interstate banking and branching,
26) Precluded unfiled liens (requiring local governments to file liens previously unrecorded),
27) Achieved full authority for banks to sell insurance,
28) Protected credit insurance (very attractive commissions),
29) Revised lien release law to facilitate HELOCs when paid to zero,
30) Allowed substituting imaging for original documents,
31) Permitted merger of trust departments, and
32) Created efficient interstate transfer of fiduciary business.

Many of these initiatives have been copied in numerous other states.

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Upcoming CBA Events

Legislative Briefing

March 1, 2017 at the Brown Palace Hotel

Join other bankers as they visit with members of the Colorado General Assembly for an opportunity to visit with your local
legislator and discuss the current economic
environment, and what they are working on to help the banking community.

The 2017 CBA Annual Summit

May 16-17 at the Grand Hyatt Denver.

Join the Colorado Bankers Association for a two-day summit to keep bankers informed on changing policy, increasing
regulation, and enhancing education about the industry.

The program will include expert content speakers, best networking in the industry, and a day and a half filled with what you
need to know, now.

Extremely timely and always relevant - you won't want to miss this program!