Page 38 - The Informed Fed--Hearn (edited 10.29.20)

Many will ignore the need for change altogether because they see it
as too intimidating or bottom line; it is just too much trouble.
Procrastination is the biggest killer of progress and reaching the goals
that have been set. Setting up an organized positive habit is paramount
to this process.
We like to see our clients develop an “organized positive habit”. It’s
putting together a goal-oriented, step-by-step plan on paper and
developing a habit of following that plan. And by the way, in case you
didn’t know, it takes 21 days to develop a new habit—good or bad. Will
that plan need to be tweaked and changed along the way? Of course, and
that is what will keep you enthused! Following through on these
promises we make to ourselves is not easy, we know that. But if you put
it down on paper and stay organized, your chances for success will
increase dramatically.
You may be asking yourself, put what down on paper? I have no idea
where to start. We can help you with that. We have the resources
available to put you on track. All you have to do is call.

Philosophy # 5: This is All About Putting Some Pep in Your Step

This philosophy is about putting your goals, objectives and priorities
into action. You can put your own organized positive habit in place and
strive to reach your goals. It starts with the first step. Don’t use the “it’s
too late” excuse. No matter where you currently stand concerning your
benefits and finances, it can always be improved no matter your age. Do
not get discouraged by how much debt you may have or how little
retirement savings you have amassed. Develop the habit and seek the
results. Remain positive even if the account is zero. Start now with
whatever you have. Where would you be today if you had started your
savings habit three years ago? Forget about the past and think about
where you will be three years from now if you commit to getting started
today!

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