Page 63 - The Informed Fed--Hearn (edited 10.29.20)

• You cannot be enrolled in Medicare.
• You cannot be enrolled in a non-OPM health plan.

• You cannot have accessed benefits through the VA in the past
three months.
• You cannot be enrolled in Tri-Care or Tri-Care for Life.
• It will limit how you can participate in an FSA (you can
contribute to the FSA for healthcare expenses, but you are still
allowed to use the FSA for dental and vision.)
Some common expenses you can pay out of your HSA include:
• Out-of-pocket expenses like deductibles and co-pays
• Dental expenses
• Vision exams
• Contacts, glasses
• Hearing aids and batteries
• Chiropractors

• Acupuncture
• Qualified long-term care premiums

Using the HSA’s tax-free capabilities is the only way to get a federal
tax break on your long-term care premiums. SO WHAT’S THE
DIFFERENCE? We’ve talked about types of plans and how your health
can help determine your best option, but what about things like levels of
service and how much control you have over your own healthcare? The
following chart shows four areas you should consider when making your
decision.

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