Page 46 - OPIC-Intermediate
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Chapter 4 Everyday Life
Unit 2: Internet Banking in Your Country
More Koreans use Internet banking nowadays. Try to discuss about some of the
benefits and advantages of using this banking service.
Answer A:
Online banking allows customers to make banking transactions and payments on the Internet.
The main benefit of online banking is its convenience. We can pay our bills, transfer funds and
monitor our balances with just the click of the mouse. We no longer need to wait in line just to
withdraw cash. In addition, online banking sites never close so we can access our accounts
anytime and anywhere. Another advantage of online banking is that it is cost-effective. Online
banking reduces the cost of operations for banks like office supplies and salaries, so fees
charged to customers are also decreased.
Points to emphasize in answering:
Give an idea on the nature of online banking.
[example: Online banking allows customers to make banking transactions and
payments on the Internet.]
Cite the benefits of online banking.
[example: The main benefit of online banking is its convenience.]
Provide detailed illustration of these benefits.
[example: We no longer need to wait in line just to withdraw cash.]
Vocabulary
transactions - to carry out business or a deal
convenience - the quality of being suitable to one’s comfort
monitor - to check and observe
withdraw - to remove money from a bank account
access - to obtain a right to enter
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