Page 23 - Mumme Booklet

DRAFT

DOUG AND MARIE MUMME

COMPARISON OF SAVINGS ALTERNATIVES FOR

RETIREMENT

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BEGIN SAVING NOW
Initial Monthly
Single Level Monthly Deposit Increasing at
Tax Treatment Deposit Deposit 6.0%
Taxable $0 $0 $0
Tax-deferred $0 $0 $0
Tax-deductible
Actual Contribution $0 $0 $0
Tax Savings $0 $0 $0
Comparable After-Tax Cost $0 $0 $0
Monthly deposits assumed to begin Feb 1 2021 and end Dec 31 2031

BEGIN SAVING AFTER 5 YEARS
Initial Monthly
Single Level Monthly Deposit Increasing at
Tax Treatment Deposit Deposit 6.0%
Taxable $0 $0 $0
Tax-deferred $0 $0 $0
Tax-deductible
Actual Contribution $0 $0 $0
Tax Savings $0 $0 $0
Comparable After-Tax Cost $0 $0 $0

Monthly deposits assumed to begin Feb 1 2026 and end Dec 31 2031

ASSUMED ANNUAL RATES OF RETURN

Tax Treatment Account Example Pre-Retirement Retirement
Taxable Non-Qualified Brokerage 6.0% 4.0%
Tax-deferred Non-Qualified Annuity 6.0% 4.0%
Tax-deductible 401(k) 6.0% 4.0%

Return rates used for the growth of investments are hypothetical assumptions you believe are reasonable for
this plan and are not guarantees or projections.

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This plan is not complete without the Assumptions and Disclosures pages appearing at the end.
3170326-1-4 January 29, 2021 Page 23 of 108