Page 41 - Mumme Booklet
P. 41

DRAFT





                 WHAT IS YOUR RISK OF EXPERIENCING A LONG-

                 TERM CARE EVENT?

                . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

                WHAT IS LONG-TERM CARE?

                 Long-term care refers to services provided to a chronically ill individual. These services are generally needed
                 for an extended period of time and may not 'cure' or 'heal' the individual receiving them. Long-term care
                 services help with routine Activities of Daily Living.


                                                ACTIVITIES OF DAILY LIVING






                     EATING         BATHING         DRESSING        TOILETING     TRANSFERRING     CONTINENCE








                WHO IS AT RISK OF NEEDING LONG-TERM CARE?
                Individuals at any age may experience the need for long-term care due to:



                         The results of an accident, injury or disability such as a automobile accident or sports injury



                         A disabling event such as a stroke, brain tumor or spinal cord injury




                         A debilitating illness from a disease like multiple sclerosis, cancer or Parkinson's disease



                         A cognitive impairment including early onset dementia




                        Complications resulting from the aging process















               . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
                      This plan is not complete without the Assumptions and Disclosures pages appearing at the end.
                3170326-1-4                               January 29, 2021                            Page 41 of 108
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