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access to. Make it difficult to access the account so that you will
             only access it in an emergency. Having a reserve will not only help
             you cope with the uncertainty of the business world; but it would
             also take you a level up from the Abraham Maslow’s basic bottom
             level of the hierarchy of needs.

                     ABRAHAM MASLOW HIERARCHY OF NEEDS


































             The moment you go above the physiological needs, you begin to
             see more opportunities and your mind expands and your ambition
             grows. You  cannot  think bigger when bogged down with
             physiological needs. Why? If you don't know where your next meal
             is coming from, it is hard to think of serving others or making a
             difference in the world. The Germans during the second world war,
             used this to subdue the prisoners such that all they think about
             was food. It wasn't that they couldn't afford to feed them properly,
             but it is meant to keep them at the lowest level of those basic needs


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