Page 15 - 3z.20 Employee Benefits
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Common    What You Will Pay                  Limitations, Exceptions, &
 Medical Event   Services You May Need   Network Provider   Out-of-Network Provider   Other Important Information
 (You will pay the least)   (You will pay the most)
                                            occupational therapy, pulmonary
                                            rehabilitation therapy, cardiac
                                            rehabilitation therapy, post-
                                            cochlear implant aural therapy,
                                            and cognitive rehabilitation
                                            therapy.
                                             60 visits/year.  Prior Authorization
                                            is required. If you don't get Prior
 Skilled nursing care             coinsurance            coinsurance   Authorization,  benefits could be
                                            reduced by 50% of the total cost
                                            of the service.
                                            Prior Authorization  is required if
                                            greater than $1000. If you don't
 Durable medical equipment            coinsurance            coinsurance   get Prior Authorization,  benefits
                                            could be reduced by 50% of the
                                            total cost of the service.
                                            Prior Authorization  is required. If
                                            you don't get Prior Authorization,
 Hospice services             coinsurance            coinsurance   benefits could be reduced by
                                            50% of the total cost of the
                                            service.
 Children’s eye exam   Not covered   Not covered
 If your child needs   Children’s glasses   Not covered   Not covered   None
 dental or eye care
 Children’s dental check-up   Not covered   Not covered





















 * For more information about limitations and exceptions, see the plan or policy document at www.myallsavers.com.        5 of 8
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