Page 14 - 3z.20 Employee Benefits
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Common                                                             What You Will Pay                            Limitations, Exceptions, &
            Medical Event        Services You May Need           Network Provider              Out-of-Network Provider       Other Important Information
                                                               (You will pay the least)        (You will pay the most)
                                                                                                                            occupational therapy, pulmonary
                                                                                                                            rehabilitation therapy, cardiac
                                                                                                                            rehabilitation therapy, post-
                                                                                                                            cochlear implant aural therapy,
                                                                                                                            and cognitive rehabilitation
                                                                                                                            therapy.
                                                                                                                             60 visits/year.  Prior Authorization
                                                                                                                            is required. If you don't get Prior
                                Skilled nursing care                 coinsurance                    coinsurance             Authorization,  benefits could be
                                                                                                                            reduced by 50% of the total cost
                                                                                                                            of the service.
                                                                                                                            Prior Authorization  is required if
                                                                                                                            greater than $1000. If you don't
                                Durable medical equipment            coinsurance                    coinsurance             get Prior Authorization,  benefits
                                                                                                                            could be reduced by 50% of the
                                                                                                                            total cost of the service.
                                                                                                                            Prior Authorization  is required. If
                                                                                                                            you don't get Prior Authorization,
                                Hospice services                     coinsurance                    coinsurance             benefits could be reduced by
                                                                                                                            50% of the total cost of the
                                                                                                                            service.
                                Children’s eye exam        Not covered                     Not covered
        If your child needs     Children’s glasses         Not covered                     Not covered                      None
        dental or eye care
                                Children’s dental check-up   Not covered                   Not covered





















        * For more information about limitations and exceptions, see the plan or policy document at www.myallsavers.com.                             5 of 8
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