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to see a specialist?


               All copayment and coinsurance costs shown in this chart are after your deductible has been met, if a deductible applies.

              Common                                                             What You Will Pay                            Limitations, Exceptions, &
            Medical Event        Services You May Need           Network Provider              Out-of-Network Provider       Other Important Information
                                                               (You will pay the least)        (You will pay the most)
                                Primary care visit to treat an            copay/visit                coinsurance
                                injury or illness          Deductible does not apply.                                       None

        If you visit a health   Specialist visit                     copay/visit                     coinsurance
                                                           Deductible does not apply.
        care provider’s office                                                                                              You may have to pay for services
        or clinic                                                                                                           that aren’t preventive.  Ask your
                                Preventive care/screening/   No charge                               coinsurance            provider if the services you need
                                immunization
                                                                                                                            are preventive.  Then check what
                                                                                                                            your plan will pay for.
                                                                                                                            Sleep studies require a Prior
                                Diagnostic test (x-ray, blood  Physician:           coinsurance       Physician:          coinsurance   Authorization or benefits could be
                                work)                      Facility:           coinsurance   Facility:          coinsurance   reduced by 50% of the total cost
                                                                                                                            of the service.
        If you have a test                                                                                                  Prior Authorization  is required. If
                                Imaging (CT/PET scans,     Physician:          coinsurance   Physician:         coinsurance   you don't get Prior Authorization,
                                                                                                                            benefits could be reduced by
                                MRIs)                      Facility:           coinsurance   Facility:           coinsurance
                                                                                                                            50% of the total cost of the
                                                                                                                            service.
























        * For more information about limitations and exceptions, see the plan or policy document at www.myallsavers.com.                             2 of 8
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