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2004 - 2007 Bradford & Bingley International, Isle of Man
               Position - Head of Operations

                            Reporting to Managing Director
                            Member of the senior management team
                            Leader of strategic planning team
                            Member  of  the  company  Crisis  Management  Team  (Disaster  Recovery,  Business
                              Continuity)
                            Chair of the Development Management Group (responsible for projects, capital spend
                              etc)
                            Company four-eyes appointed by IoM Financial Supervision Commission
                            Third-party relationship manager.

               Responsible for:

                            Support to the business development team
                            Finance (reporting: group and regulatory, M.I., operations: payments, reconciliations
                              etc)
                            Financial planning and budgeting, cashflow projections, stress-testing
                            Project governance
                            Third party relationships
                            I.T. (operations and development)
                            Facilities (premises, suppliers etc)
                            H.R., training and career development
                            Customer service improvements, process reviews
                            20 staff including 4 managers


               2001 - 2003 Clerical Medical International, Isle of Man
               Position - I.T. Resourcing & Career Manager

                        Reporting to Head of I.T.
                        Responsible for project support resourcing, I.T. development staff line management and
                          career development provision and Facilities (over 40 staff)

               Position - Financial Operations Manager

                        Reporting to Head of Finance
                        Responsible for operational side of Finance - in particular, project management of the
                          clearance of significant outstanding reconciliation items - Treasury function, Management
                          Information (over 20 staff)
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