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STRESS RELIEF


              Tips for restoring balance to your life when you are experiencing financial stress:

              Suggestion # 1: Communication
                  •   Communication – Talk to your friends, spouse, or someone you trust.
                  •   It may help to include another person in your thinking or planning if it affects him or her.
                  •   Keep a journal.

              Suggestion # 2: Write
                  •   Write things down; seeing information in written form can give you a fresh perspective.
                  •   Make a list of positives in your life such as your family, health, etc.

              Suggestion # 3: Organization
                  •   Get organized and stay organized.
                  •   Invest in files, folders, or large envelopes and label them.
                  •   Once you have established a protocol for yourself, continue to follow it.

              Suggestion # 4: Time
                  •   Take time for yourself.
                  •   It does not need to be expensive or time consuming.
                  •   It can be as simple as relaxing with a good book.
                  •   People with many other people dependent on them rarely have time alone.  It is important for your
                     mental health to relax, clear your mind, and recharge.

              Suggestion # 5: Exercise
                  •   Research has proven that exercise is a great tonic for stress.
                  •   Reserve at least 10 minutes every day or every other day to walk, run, stretch, bike, or dance.

              Suggestion # 6: You
                  •   Take care of yourself by limiting alcohol intake.
                  •   Take part in things you enjoy that are within your budget.
                  •   Keep your doctors’ appointments and take any medications as prescribed.
                  •   Get extra rest if possible.

              Suggestion # 9: Recognize your feelings of shame
                  •   Shame can be a very powerful, negative force – do not let it get the best of you.
                  •   Recognize it but do not allow it to overcome you.
                  •   Being in foreclosure does not mean you are alone.  Help is available.

              Suggestion # 10:  Professional Help
                  •   Seek professional help if you feel the need.
                  •   Check with your company’s Human Resource Department for a list of services or resources.
                  •   Many employers provide employees with free or low costs access to professional counselors
                     (possibly up to 10 sessions).




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