Page 97 - GTBANK GAMNBIA 2021 ANNUAL REPORT

26. Loan impairment charges
Loans and advances to customers
Dec-2021 Dec-2020
Loans to individuals:
Loans 704,771 410,836

Overdrafts 43,370 88,510

Others - -
Gross loans 748,141 499,346

Loans (7,743) (6,475)

Overdrafts (4,720) (6,258)
Others - -

Impairment on Stage 1 Loans and Advances (12,463) (12,733)

Loans (243) -

Overdrafts - -

Others - -
Impairment on Stage 2 Loans and Advances (243) -

Loans (1,585) (6,464)

Overdrafts - (89)
Others - -

Impairment on Stage 3 Loans and Advances (1,585) (6,553)

Loans (9,571) (12,940)

Overdrafts (4,720) (6,347)

Others - -
Total impairment (14,291) (19,286)

Loans 695,200 397,896

Overdrafts 38,650 82,163
Others - -

Carrying amount 733,849 480,060

Loans to Non-individuals:
Annual Report 2021
Loans 231,940 387,378

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