Page 98 - GTBANK GAMNBIA 2021 ANNUAL REPORT

Overdrafts 43,240 144,746

Others - -

Gross loans 275,180 532,124
Loans (35,645) (5,923)
Overdrafts (176) (4,005)

Others - -

Impairment on Stage 1 Loans and Advances (35,645) (9,928)
Loans - -

Overdrafts (5,085) (554)

Others - -

Impairment on Stage 2 Loans and Advances (5,085) (554)
Loans (3,506) (43,128)

Overdrafts - (140)

Others - -

Impairment on Stage 3 Loans and Advances (3,506) (43,268)
Loans (44,236) (49,051)

Overdrafts - (4,700)
Others1 - -

Total impairment (44,236)) (53,751)
Loans 187,705 338,327

Overdrafts 43,240 140,046

Others - -

Carrying amount 230,945 478,373

Total carrying amount (individual and non-individual) 964,794 958,433

Allowance for impairment
31-Dec-21 31-Dec-20

D'000 D'000

Balance at the beginning of the year 9,893 28,565
Annual Report 2021

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