Page 89 - GTBank Annual Report 2020 eBook
P. 89

Total                                                         958,433               1,056,111
               Loans and advances to customers is analyzed below:

                   In thousands of Gambian Dalasi                               Dec.-2020            Dec.-2019
                   Loans to individuals
                   Overdraft                                                      42,923              55,600
                   Loans                                                         456,423              333,702
                   Others                                                           -                    -
                                                                                 499,346              389,302
                   Loans to non-individuals
                   Overdraft                                                      62,068              202,153
                   Loans                                                         470,056              532,788
                   Others                                                           -                    -
                                                                                 532,124              734,941
                  Total                                                         1,031,470            1,124,243

               Loans and advances to customers is analyzed below:

                   In thousands of Gambian Dalasi                               Dec.-2020            Dec.-2019

                  Corporate lending                                              519,729              724,522
                  Small business lending                                             7,418            10,419
                  Consumer lending                                               504,323              389,302
                                                                                1,031,470            1,124,243
                  Less: Allowance for ECL
                   Overdraft                                                      11,046                   4,093
                   Loans                                                          61,991                 64,039
                   Others                                                           -                    -
                                                                                  73,037                68,132
                  Total                                                          958,433             1,056,111

               Loans and advances to customers is analysed below:
               Dec-2020

                                                                     Rest of
                   In thousands of Gambian Dalasi    Gambia           Africa      Outside of Africa     Total
                   Loans to individuals
                   Overdraft                          42,923            -                 -            42,923
                   Loans                             456,423            -                 -           456,423
                   Others                                -              -                 -               -
                                                     499,346            -                 -           499,346
                   Loans to non-individuals
                   Overdraft                          62,068            -                 -            62,068
                   Loans                             470,056            -                 -           470,056
                   Others                                -              -                 -               -
                                                     532,124            -                 -           532,124
                  Total                              1,031,470                                        1,031,470
                                                                                                                     Annual Report 2020



                Guaranty Trust Bank Gambia Limited                                  www.gtbankgambia.com   87
   84   85   86   87   88   89   90   91   92   93   94