Page 94 - GTBank Annual Report 2020 eBook
P. 94

24.  Deposits from banks

                   In thousands of Gambian Dalasi                      Dec.-2020            Dec.-2019
                   Money market deposit                                    -                    -
                   Other deposits from banks                               -                    -
                                                                           -                    -

                   Current                                                 -                    -
                   Non-Current                                             -                    -

               25. Deposits from customers

                   In thousands of Gambian Dalasi                      Dec.-2020           Dec.-2019

                   Retail customers:
                   Term deposits                                         79,512              155,277
                   Current deposits                                     935,734              950,324
                   Savings                                             4,268,899            3,284,380

                   Corporate customers:
                   Term deposits                                         6,918               167,320
                   Current deposits                                    1,703,680            1,319,974
                                                                       6,994,743            5,877,275

                   Current                                             6,994,743            5,877,275
                   Non-Current                                              -                   -

               26. Loan impairment charges
                 Loans and advances to customers
                                                                                  Dec-2020          Dec-2019
                 Loans to individuals:
                 Loans                                                             410,836           333,702
                 Overdrafts                                                         88,510            55,600
                 Others                                                                  -                  -
                 Gross loans                                                       499,346           389,302
                 Loans                                                              (6,475)           (3,952)
                 Overdrafts                                                         (6,258)           (4,093)
                 Others                                                                  -                  -
                 Impairment on Stage 1 Loans and Advances                          (12,733)          (8,045))
                 Loans                                                                   -                  -
                 Overdrafts                                                              -                  -
                 Others                                                                  -                  -
                 Impairment on Stage 2 Loans and Advances                                -                  -
                 Loans                                                              (6,464)                 -
                 Overdrafts                                                            (89)                 -
                 Others                                                                  -                  -        Annual Report 2020



                Guaranty Trust Bank Gambia Limited                                  www.gtbankgambia.com   92
   89   90   91   92   93   94   95   96   97   98   99