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Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age): Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age):

Accelerated Death Benefit for Terminal Illness or Condition (TI)

N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit

Issue Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. Age
18 $5.88 $8,793 $11.74 $17,585 $17.60 $26,378 $23.46 $35,170 $29.34 $43,963 $35.20 $52,755 18
19 5.40 8,746 10.78 17,492 16.16 26,237 21.54 34,983 26.92 43,729 32.32 52,475 19
20 5.54 8,697 11.08 17,393 16.62 26,090 22.16 34,786 27.70 43,483 33.24 52,179 20
21 5.74 8,645 11.46 17,290 17.20 25,935 22.94 34,580 28.66 43,225 34.40 51,870 21
22 5.98 8,591 11.92 17,182 17.90 25,772 23.86 34,363 29.82 42,954 35.78 51,545 22
23 6.22 8,533 12.42 17,067 18.62 25,600 24.82 34,133 31.02 42,666 37.22 51,200 23
24 6.50 8,473 13.00 16,946 19.48 25,419 25.96 33,892 32.46 42,365 38.96 50,838 24
25 6.80 8,409 13.58 16,819 20.38 25,228 27.16 33,637 33.94 42,046 40.74 50,456 25
26 7.10 8,342 14.20 16,685 21.30 25,027 28.40 33,369 35.50 41,711 42.58 50,054 26
27 7.42 8,271 14.86 16,542 22.28 24,813 29.70 33,084 37.12 41,355 44.54 49,626 27
28 7.74 8,196 15.46 16,392 23.20 24,588 30.94 32,784 38.66 40,980 46.40 49,176 28
29 8.10 8,117 16.18 16,235 24.26 24,352 32.36 32,469 40.44 40,586 48.52 48,704 29
30 8.48 8,034 16.96 16,069 25.42 24,103 33.90 32,137 42.36 40,171 50.84 48,206 30
31 8.88 7,947 17.76 15,894 26.64 23,840 35.50 31,787 44.38 39,734 53.26 47,681 31
32 9.32 7,855 18.64 15,710 27.96 23,564 37.28 31,419 46.60 39,274 55.92 47,129 32
33 9.84 7,759 19.66 15,517 29.50 23,276 39.32 31,034 49.14 38,793 58.96 46,551 33
34 10.58 7,658 21.16 15,316 31.74 22,973 42.32 30,631 52.90 38,289 63.46 45,947 34
35 11.34 7,553 22.66 15,106 34.00 22,659 45.32 30,212 56.64 37,765 67.96 45,318 35
36 11.74 7,444 23.44 14,888 35.18 22,332 46.90 29,776 58.62 37,220 70.34 44,664 36
37 12.12 7,331 24.22 14,661 36.32 21,992 48.44 29,322 60.54 36,653 72.64 43,983 37
38 12.76 7,212 25.52 14,424 38.28 21,635 51.04 28,847 63.80 36,059 76.56 43,271 38
39 13.42 7,088 26.82 14,175 40.22 21,263 53.62 28,350 67.02 35,438 80.44 42,525 39
40 14.08 6,956 28.16 13,912 42.24 20,868 56.32 27,824 70.40 34,780 84.46 41,736 40
41 14.82 6,817 29.64 13,634 44.46 20,451 59.28 27,268 74.10 34,085 88.92 40,902 41
42 15.70 6,670 31.42 13,340 47.12 20,009 62.82 26,679 78.52 33,349 94.22 40,019 42
43 16.66 6,514 33.30 13,027 49.94 19,541 66.58 26,054 83.22 32,568 99.88 39,081 43
44 17.64 6,347 35.26 12,695 52.88 19,042 70.50 25,389 88.14 31,736 105.76 38,084 44
45 18.54 6,171 37.06 12,341 55.60 18,512 74.12 24,682 92.66 30,853 111.18 37,023 45
46 19.66 5,983 39.32 11,966 58.96 17,948 78.62 23,931 98.28 29,914 117.94 35,897 46
47 20.92 5,783 41.82 11,566 62.72 17,349 83.62 23,132 104.52 28,915 125.44 34,698 47
48 22.26 5,571 44.50 11,141 66.76 16,712 89.00 22,282 111.26 27,853 133.50 33,423 48
49 23.66 5,345 47.30 10,690 70.94 16,034 94.58 21,379 118.24 26,724 141.88 32,069 49
50 25.12 5,105 50.24 10,209 75.36 15,314 100.48 20,418 125.58 25,523 150.70 30,627 50
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CA, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND,
NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own. EOI = Evidence of Insurability. EOI is required for all quotes
for issue ages 66-80.
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.

This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following form, or state variations thereof: Accelerated Death Benefit for Terminal Allstate Benefits is a marketing
Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2019 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued. Insurance Company.
For additional information, you may contact your Allstate Benefits Representative.
www.allstate.com or
allstatebenefits.com

HO Use Only: MD-6411-TNTS-B_STD_-TRUE-5-FA-25000-
150000-25000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:F-CT:F-
ST:F
Ratecard generated March 19, 2020 - 11:57 AM by IWL rate generator version: 2.43769.
ABJ20743-96296