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Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age):

Accelerated Death Benefit for Terminal Illness or Condition (TI)

T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit

Issue Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. Age
51 $40.78 $6,004 $81.54 $12,007 $122.32 $18,011 $163.08 $24,014 $203.86 $30,018 $244.62 $36,021 51
52 43.20 5,655 86.42 11,311 129.62 16,966 172.82 22,621 216.02 28,276 259.22 33,932 52
53 45.78 5,284 91.54 10,569 137.32 15,853 183.08 21,137 228.86 26,421 274.62 31,706 53
54 48.48 4,890 96.96 9,779 145.46 14,669 193.94 19,558 242.42 24,448 290.90 29,337 54
55 51.16 4,469 102.34 8,938 153.50 13,406 204.66 17,875 255.82 22,344 307.00 26,813 55
56 54.52 4,607 109.02 9,214 163.54 13,821 218.04 18,428 272.56 23,035 327.06 27,642 56
57 57.80 4,744 115.60 9,488 173.40 14,232 231.20 18,976 289.00 23,720 346.80 28,464 57
58 61.32 4,882 122.62 9,764 183.94 14,645 245.24 19,527 306.54 24,409 367.86 29,291 58
59 64.68 5,021 129.36 10,042 194.02 15,063 258.70 20,084 323.38 25,105 388.04 30,126 59
60 67.82 5,163 135.64 10,326 203.46 15,489 271.28 20,652 339.10 25,815 406.92 30,978 60
61 71.58 5,307 143.14 10,614 214.72 15,920 286.28 21,227 357.84 26,534 429.42 31,841 61
62 76.20 5,455 152.40 10,910 228.58 16,365 304.78 21,820 380.98 27,275 457.16 32,730 62
63 80.76 5,610 161.52 11,220 242.28 16,830 323.04 22,440 403.80 28,050 484.56 33,660 63
64 85.66 5,788 171.34 11,577 257.00 17,365 342.66 23,153 428.32 28,941 514.00 34,730 64
65 89.56 6,013 179.10 12,027 268.66 18,040 358.20 24,053 447.74 30,066 537.30 36,080 65

w/EOI w/EOI
66 93.44 6,252 186.88 12,504 280.30 18,756 373.74 25,008 467.18 31,260 560.60 37,512 66
67 100.06 6,508 200.12 13,015 300.18 19,523 400.24 26,030 500.30 32,538 600.36 39,045 67
68 108.00 6,782 216.00 13,564 324.00 20,345 432.00 27,127 540.00 33,909 648.00 40,691 68
69 116.02 7,078 232.04 14,156 348.06 21,233 464.08 28,311 580.10 35,389 696.12 42,467 69
70 124.16 7,393 248.32 14,785 372.46 22,178 496.62 29,570 620.78 36,963 744.94 44,355 70
71 133.18 7,719 266.36 15,438 399.52 23,157 532.70 30,876 665.88 38,595 799.04 46,314 71
72 143.26 8,053 286.52 16,105 429.78 24,158 573.04 32,210 716.30 40,263 859.56 48,315 72
73 154.34 8,388 308.68 16,775 463.02 25,163 617.36 33,550 771.70 41,938 926.02 50,325 73
74 166.70 8,724 333.38 17,448 500.06 26,171 666.74 34,895 833.42 43,619 1,000.10 52,343 74
75 180.50 9,079 361.00 18,158 541.48 27,236 721.96 36,315 902.46 45,394 1,082.96 54,473 75
76 195.94 9,446 391.90 18,892 587.84 28,337 783.78 37,783 979.72 47,229 1,175.66 56,675 76
77 213.18 9,820 426.36 19,640 639.52 29,459 852.70 39,279 1,065.88 49,099 1,279.04 58,919 77
78 232.32 10,228 464.64 20,457 696.96 30,685 929.28 40,913 1,161.60 51,141 1,393.92 61,370 78
79 253.56 10,697 507.12 21,393 760.68 32,090 1,014.24 42,786 1,267.80 53,483 1,521.36 64,179 79
80 277.08 11,277 554.16 22,554 831.24 33,830 1,108.32 45,107 1,385.40 56,384 1,662.46 67,661 80
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CA, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND,
NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own. EOI = Evidence of Insurability. EOI is required for all quotes
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.

This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following form, or state variations thereof: Accelerated Death Benefit for Terminal Allstate Benefits is a marketing
Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2019 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.
Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or
allstatebenefits.com

HO Use Only: MD-6411-TNTS-B_STD_-TRUE-5-FA-25000-
150000-25000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:F-CT:F-
ST:F
Ratecard generated March 19, 2020 - 11:57 AM by IWL rate generator version: 2.43769.
ABJ20743-96296