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Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age): Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age):
Accelerated Death Benefit for Terminal Illness or Condition (TI)
T O B A C C O P R E M I U M R A T E S A N D V A L U E S T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit
Issue Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. Age
19 $8.98 $10,993 $17.96 $21,986 $26.92 $32,979 $35.90 $43,972 $44.86 $54,965 $53.84 $65,958 19
20 9.04 10,932 18.06 21,864 27.10 32,795 36.12 43,727 45.16 54,659 54.18 65,591 20
21 9.46 10,867 18.92 21,735 28.36 32,602 37.82 43,469 47.26 54,336 56.72 65,204 21
22 9.90 10,800 19.78 21,599 29.66 32,399 39.54 43,198 49.42 53,998 59.32 64,797 22
23 10.34 10,728 20.68 21,456 31.02 32,183 41.36 42,911 51.70 53,639 62.02 64,367 23
24 10.80 10,653 21.60 21,306 32.40 31,958 43.20 42,611 54.00 53,264 64.80 63,917 24
25 11.34 10,574 22.66 21,148 34.00 31,721 45.32 42,295 56.64 52,869 67.96 63,443 25
26 11.82 10,491 23.64 20,981 35.46 31,472 47.28 41,962 59.10 52,453 70.92 62,943 26
27 12.34 10,403 24.68 20,805 37.02 31,208 49.36 41,610 61.70 52,013 74.02 62,415 27
28 12.88 10,309 25.76 20,619 38.64 30,928 51.50 41,237 64.38 51,546 77.26 61,856 28
29 13.40 10,211 26.80 20,422 40.18 30,632 53.58 40,843 66.98 51,054 80.38 61,265 29
30 13.86 10,107 27.72 20,213 41.58 30,320 55.42 40,426 69.28 50,533 83.14 60,639 30
31 14.52 9,997 29.04 19,993 43.56 29,990 58.08 39,986 72.60 49,983 87.12 59,979 31
32 15.22 9,881 30.46 19,761 45.68 29,642 60.90 39,522 76.12 49,403 91.34 59,283 32
33 16.00 9,758 31.98 19,516 47.98 29,273 63.96 39,031 79.96 48,789 95.96 58,547 33
34 16.82 9,629 33.62 19,259 50.44 28,888 67.24 38,517 84.04 48,146 100.86 57,776 34
35 17.58 9,495 35.14 18,990 52.72 28,484 70.28 37,979 87.84 47,474 105.42 56,969 35
36 18.38 9,353 36.76 18,707 55.14 28,060 73.50 37,413 91.88 46,766 110.26 56,120 36
37 19.38 9,205 38.76 18,411 58.14 27,616 77.50 36,821 96.88 46,026 116.26 55,232 37
38 20.44 9,051 40.88 18,101 61.30 27,152 81.74 36,202 102.16 45,253 122.60 54,303 38
39 21.48 8,888 42.96 17,776 64.46 26,664 85.94 35,552 107.42 44,440 128.90 53,328 39
40 22.46 8,717 44.90 17,434 67.34 26,151 89.78 34,868 112.22 43,585 134.66 52,302 40
41 23.74 8,537 47.44 17,074 71.18 25,610 94.90 34,147 118.62 42,684 142.34 51,221 41
42 25.06 8,346 50.12 16,693 75.18 25,039 100.24 33,385 125.30 41,731 150.36 50,078 42
43 26.46 8,144 52.94 16,289 79.40 24,433 105.86 32,577 132.32 40,721 158.78 48,866 43
44 27.96 7,930 55.92 15,860 83.86 23,790 111.82 31,720 139.76 39,650 167.72 47,580 44
45 29.36 7,702 58.72 15,404 88.08 23,105 117.44 30,807 146.78 38,509 176.14 46,211 45
46 30.92 7,459 61.84 14,919 92.74 22,378 123.66 29,837 154.58 37,296 185.50 44,756 46
47 32.68 7,202 65.34 14,404 98.00 21,606 130.66 28,808 163.32 36,010 196.00 43,212 47
48 34.54 6,929 69.06 13,858 103.60 20,787 138.12 27,716 172.66 34,645 207.18 41,574 48
49 36.44 6,639 72.86 13,279 109.28 19,918 145.70 26,557 182.12 33,196 218.54 39,836 49
50 38.46 6,331 76.92 12,663 115.36 18,994 153.82 25,325 192.26 31,656 230.72 37,988 50
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CA, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND,
NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own. EOI = Evidence of Insurability. EOI is required for all quotes
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.
This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following form, or state variations thereof: Accelerated Death Benefit for Terminal Allstate Benefits is a marketing
Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2019 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.
Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or
allstatebenefits.com
HO Use Only: MD-6411-TNTS-B_STD_-TRUE-5-FA-25000-
150000-25000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:F-CT:F-
ST:F
Ratecard generated March 19, 2020 - 11:57 AM by IWL rate generator version: 2.43769.
ABJ20743-96296
