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Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age):

                                                                                          Accelerated Death Benefit for Terminal Illness or Condition (TI)

                                                                                              N O N - T O B A C C O   P R E M I U M   R A T E S   A N D   V A L U E S
                                        Death         $25,000              $50,000              $75,000              $100,000              $125,000             $150,000                             Death
                                        Benefit                                                                                                                                                     Benefit

                                         Issue     Biweekly  CV @ age 65  Biweekly  CV @ age 65  Biweekly  CV @ age 65  Biweekly  CV @ age 65  Biweekly  CV @ age 65  Biweekly  CV @ age 65  This section  intentionally    Issue
                                         Age       Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  left blank.  Age
                                          51       $26.68     $4,849    $53.38     $9,699     $80.06   $14,548    $106.74    $19,397   $133.42    $24,246    $160.10   $29,096                        51
                                          52        28.70      4,578     57.38      9,157      86.06    13,735     114.74     18,313    143.42     22,891     172.10    27,470                        52
                                          53        30.70      4,291     61.42      8,582      92.12    12,873     122.82     17,164    153.52     21,455     184.22    25,746                        53
                                          54        32.80      3,986     65.58      7,972      98.38    11,958     131.16     15,944    163.96     19,930     196.74    23,916                        54
                                          55        35.32      3,663     70.64      7,326     105.96    10,988     141.28     14,651    176.60     18,314     211.92    21,977                        55
                                          56        38.02      3,844     76.02      7,688     114.04    11,532     152.04     15,376    190.06     19,220     228.06    23,064                        56
                                          57        40.76      4,035     81.50      8,070     122.26    12,104     163.00     16,139    203.76     20,174     244.50    24,209                        57
                                          58        43.74      4,235     87.48      8,470     131.22    12,705     174.96     16,940    218.70     21,175     262.46    25,410                        58
                                          59        46.60      4,446     93.20      8,892     139.80    13,337     186.40     17,783    232.98     22,229     279.58    26,675                        59
                                          60        49.62      4,667     99.24      9,334     148.86    14,000     198.46     18,667    248.08     23,334     297.70    28,001                        60
                                          61        53.58      4,898    107.16      9,797     160.74    14,695     214.32     19,593    267.90     24,491     321.46    29,390                        61
                                          62        57.02      5,141    114.04     10,282     171.06    15,422     228.08     20,563    285.10     25,704     342.12    30,845                        62
                                          63        62.46      5,394    124.94     10,788     187.40    16,181     249.86     21,575    312.32     26,969     374.78    32,363                        63
                                          64        62.68      5,657    125.36     11,315     188.02    16,972     250.70     22,629    313.38     28,286     376.04    33,944                        64
                                          65        62.88      5,931    125.76     11,861     188.64    17,792     251.50     23,722    314.38     29,653     377.26    35,583                        65



                                        w/EOI                                                                                                                                                        w/EOI
                                          66        73.24      6,214    146.44     12,428     219.68    18,641     292.90     24,855    366.12     31,069     439.34    37,283                        66
                                          67        79.00      6,507    158.00     13,014     237.00    19,520     316.00     26,027    395.00     32,534     474.00    39,041                        67
                                          68        90.68      6,809    181.36     13,618     272.02    20,426     362.70     27,235    453.38     34,044     544.04    40,853                        68
                                          69        93.46      7,119    186.92     14,238     280.36    21,356     373.82     28,475    467.26     35,594     560.72    42,713                        69
                                          70       100.72      7,434    201.46     14,869     302.18    22,303     402.90     29,737    503.62     37,171     604.34    44,606                        70
                                          71       108.86      7,808    217.72     15,615     326.58    23,423     435.44     31,230    544.28     39,038     653.14    46,845                        71
                                          72       117.68      8,192    235.36     16,384     353.02    24,575     470.70     32,767    588.38     40,959     706.04    49,151                        72
                                          73       127.62      8,596    255.24     17,191     382.86    25,787     510.46     34,382    638.08     42,978     765.70    51,573                        73
                                          74       138.64      9,022    277.28     18,043     415.92    27,065     554.54     36,086    693.18     45,108     831.82    54,129                        74
                                          75       150.94      9,457    301.88     18,914     452.80    28,371     603.74     37,828    754.66     47,285     905.60    56,742                        75
                                          76       164.78      9,904    329.54     19,807     494.32    29,711     659.08     39,614    823.86     49,518     988.62    59,421                        76
                                          77       180.34     10,382    360.66     20,763     541.00    31,145     721.32     41,526    901.64     51,908   1,081.96    62,289                        77
                                          78       197.78     10,902    395.56     21,805     593.34    32,707     791.12     43,609    988.90     54,511   1,186.68    65,414                        78
                                          79       217.36     11,486    434.72     22,972     652.08    34,458     869.44     45,944   1,086.78    57,430   1,304.14    68,916                        79
                                          80       239.30     12,173    478.58     24,347     717.88    36,520     957.16     48,693   1,196.44    60,866   1,435.74    73,040                        80
                                       ¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
                                       This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CA, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND,
                                       NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own.    EOI = Evidence of Insurability. EOI is required for all quotes
                                       for issue ages 66-80.
                                       EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
                                       Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
                                                                    Please refer to the policy for details.
                                       Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.

                                       This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
                                       form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following form, or state variations thereof:  Accelerated Death Benefit for Terminal   Allstate Benefits is a marketing
                                       Illness or Condition (ICC18IWLPTI).                                                                                                      name used by American Heritage
                                                                                                                                                                                     Life Insurance Company, a
                                                                                                                                                                                      subsidiary of The Allstate
                                       This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
                                                                                                                                                                                    Corporation. ©2019 Allstate
                                       Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.                            Insurance Company.
                                       For additional information, you may contact your Allstate Benefits Representative.
                                                                                                                                                                                          www.allstate.com or
                                                                                                                                                                                          allstatebenefits.com


                                                                                                                                                                    HO Use Only: MD-6411-TNTS-B_STD_-TRUE-5-FA-25000-
                                                                                                                                                                    150000-25000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:F-CT:F-
                                                                                                                                                                    ST:F
                                                                                                                                   Ratecard generated March 19, 2020 - 11:57 AM by IWL rate generator version: 2.43769.
            ABJ20743-96296
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