Page 3 - Kre8ability Annual Report 2020

December 28, 2020

Dear Kre8ability Shareholders,

This year was particularly challenging for all of us because of the impact of the COVID-19
pandemic. The normalcy of our lives was disrupted in a major way in order to protect the
community and curtail the spread of this devastating virus. The effects are broad that includes
our basic in-school education disrupted to our activities such as Junior Achievement changed
in the way we interact with our fellow Junior Achievers. Yet, in spite of the challenges, we have
persevered because of our love of learning.

Our focus as a company is to champion our local culture by presenting story tellers, local
artists, and local culinary cuisines showcasing who we are as an island group. We are proud
children of Guam and the Pacific Islands. And, while the pandemic has changed the trajectory
of our lives, it does not in any way affect who we are as a loving and supportive community.

Kre8ability has created a book that presents local artists and storytellers in pages filled with
local legends, stories, and cuisines. It is a keepsake created by ambitious young students
mentored by wonderful advisors from KUAM, all in the spirit of community, kinship, and local
entrepreneurship. We believe in our local people. And, we want to keep our local flavor alive
in the pages we created with people that promote our island culture.

We thank our advisors, sponsors, community, and most especially our shareholders who have
supported Kre8ability and their tireless efforts to make this KUAM sponsored Junior
Achievement company a success.

Sincerely,

Jonathan Pizarro Padme Cassiopeia Madrigal

Co-President Co-President

KRE8ABILIT Y — A JUNIOR A CHIEVEMENT C OMPANY 3