Page 5 - Mike Ratner CC - WISR Complete Dissertation - v6

Dedications

To my wonderful wife Yanju,

for her loving support and endless patience.

&

To my two amazing daughters: Elsa (11) and Elyn (9)
you now know what Daddy was doing on his pc all the time

I love my family and know I so fortunate to have this life together with you!

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In memoriam

Vera and Horace (my parents)

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