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The Story of the C.W,S.                                  —
         observations, and perhaps a further remark may be added.  For
         democracy everywhere the problem of an efficient body  of con-
         trollers, responsible yet sufficiently in sympathy with the controlled,
         is not likely to decrease.  Ability is as essential as faithful service;
         in the Balkan War there was nothing wrong with the Turkish rank
         and file, but the heroic quahties of the Anatolian peasant soldiers
         were lost through a lack of organising ability behind the human
         material.  This need of quickened inteUigence, of will and force,
         the modern commercial world intensely reahses.  But the system of
         private industry creates its own limitations, in that its freedoms
         tend to disappear with success, and its posts of honour to become the
         monopoly of a class.  At the centenary of the C.W.S. a future
         historian may be able to refer no small part of a larger progress to a
         steady enhsting of that excluded abihty which already exists
         democratic, socially-minded, and in protest against its disinheritance
         through monopoly.

            The Sick and Burial Club, which  is maintained amongst the
         employees at the various chief centres, began in 1887 with the
         institution of the club at Balloon Street.  Spasmodic collections
         previously had  arisen  in the departments  after the deaths  of
         employees, and the club was designed to meet the evident need.
         The first annual meeting of the club was held in December, 1888.
         There were then 255 members.  £132 had been collected, one death
         benefit of £10 paid, and three sick benefits granted, the whole
         cost totalling £9. A repayment to members therefore figured in
         the next balance sheet, and the annual bonus remained a feature
         of the fund down to 1908, when increasing liabihties demanded a
         change.  The paying of bonus is now suspended, and the twopences
         collected weekly  go  entirely towards meeting  sick  claims and
         the club's habihty in case of death of £20 per member.  It is the
         practice of the C.W.S. to pay wages for at least a fortnight to every
         staff employee (distributive and clerical) during sickness, and no
         claim can be made against the sick club during the receipt of wages.
         At Newcastle, London, and Bristol sick clubs also have been formed
         since 1888, and these work upon similar lines; while at London the
         Anchor Savings Bank Society Limited enables employees to save
         sums of 3d. and upwards, and to provide against the cost of summer
         holidays.  This latter society commenced at the end of 1896.
            The sick club obviated the special collections at Balloon Street
         in certain circumstances, but the hat  still went round whenever
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